Permanent life insurance is the term used to describe life insurance that does not expire and guarantees coverage for the rest of your life. And, the premiums you pay in earn cash value over time that can be used in the event you need it.
Selecting permanent life insurance coverage provides you and your family with protection that will be there for you no matter what.
Universal life insurance is an affordable permanent life insurance option that remains intact for a lifetime. Your rate depends on your coverage, age, and health. Universal life is popular for its affordability compared to other permanent life insurance options, as well as for its cash value component that can be used to fund your children’s education and supplement retirement income.
Whole life insurance is a slightly more expensive permanent life insurance option that is intact until you pass away. Your coverage can range from enough to cover your funeral expenses to a wide range of values that fit your budget. Whole life insurance guarantees a death benefit and comes with a built-in cash value that can be used to fund your children’s education and supplement retirement income.
Want to know if permanent life insurance is right for you?
Coverage won’t go away and can’t be reduced or canceled, no matter future medical conditions.
Select the amount that fits your budget and payment date. If you don’t pay on time, avoid having your coverage lapse.
Adjust your policy amount or add riders to your plan as your needs change.
Boost your earnings and generate tax-deferred savings directly inside your policy.
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